Ladki Bahin Yojana (माझी लाडकी बहीण योजना) — eKYC, Installment, Status Check & Online Apply 2026

Mukhyamantri Majhi Ladki Bahin Yojana is a monthly cash assistance scheme run by the Government of Maharashtra through the Women & Child Development (WCD) Department. Eligible women aged 21 to 65, belonging to families with an annual income below ₹2.5 lakh, receive ₹1,500 every month directly into their Aadhaar-linked bank account through DBT (Direct Benefit Transfer). Applications are accepted online via the official portal ladakibahin.maharashtra.gov.in and offline through Anganwadi centres, Setu Suvidha Kendras, and the Nari Shakti Doot mobile app.

URGENT — eKYC Deadline Extended to 30 April 2026 — 68 Lakh Accounts Already Suspended

If your monthly ₹1,500 has stopped or your name disappeared from the beneficiary list, read this first. On 1 April 2026, WCD Minister Aditi Tatkare extended the eKYC deadline by one month after roughly 68 lakh accounts were closed for missing the 31 March cut-off. You still have time to reactivate — but only until 30 April 2026, and the steps below decide whether your pending money reaches your bank account.

• Current eKYC Deadline: 30 April 2026 (extended by Minister Aditi Tatkare on 1 April 2026)
• Accounts Suspended: ~68 lakh out of 2.43 crore — closed after the 31 March 2026 deadline
• Active Beneficiaries: ~1.75 crore women currently receiving the ₹1,500 monthly payment
• Pending Payout: ₹4,500 combined (February + March + April 2026) credited together once eKYC is successfully completed

Around 24 lakh women were wrongly flagged as government employees because of a confusingly worded Marathi question on the form — “Tumchya gharatle koni sarkari nokrit nahi na?” — and many ticked the wrong option without realising. After re-verification, nearly 20 lakh of those were found eligible. If this happened to you, log in at ladakibahin.maharashtra.gov.in/ekyc, correct the answer, and complete Aadhaar OTP authentication before 30 April. Anganwadi Sevikas and Setu Suvidha Kendras will help if the portal is slow or OTP fails.

Mukhyamantri Majhi Ladki Bahin Yojana क्या है? (What Is This Scheme?)

Mukhyamantri Majhi Ladki Bahin Yojana (मुख्यमंत्री माझी लाडकी बहीण योजना) is a monthly cash assistance programme for women in Maharashtra, launched on 28 June 2024 by the Mahayuti government and run by the Women & Child Development (WCD) Department, Maharashtra (महिला व बालविकास विभाग). Eligible women receive ₹1,500 per month — ₹18,000 a year — paid straight into their Aadhaar-linked bank account through Direct Benefit Transfer (DBT) using the Aadhaar Payment Bridge System (APBS). As of April 2026, around 1.75 crore women are active beneficiaries, and the state has set aside ₹26,000 crore for the scheme in the 2026–27 Budget (down from ₹36,000 crore in 2025–26). The official portal is ladakibahin.maharashtra.gov.in.

One thing many first-time visitors get wrong: this is not a scholarship and not a girl-child education scheme. It is monthly financial support for adult women aged 21 to 65 from families earning under ₹2.5 lakh a year. It is also a separate scheme from Madhya Pradesh’s Ladli Behna Yojana (₹1,250/month) and Chhattisgarh’s Mahtari Vandana Yojana — if you live outside Maharashtra, those are the schemes you actually need to look up.

Ladki Bahin Yojana Eligibility — Who Can Apply and Who Cannot?

पात्रता (Eligible Women) — Who Qualifies

To qualify for Mukhyamantri Majhi Ladki Bahin Yojana, you must be a permanent resident of Maharashtra, aged between 21 and 65 years, with a family annual income below ₹2.5 lakh. You also need a personal Aadhaar-linked savings bank account in your own name — joint accounts cause DBT failure because the Aadhaar Payment Bridge (APBS) routes funds to a single Aadhaar-seeded individual account, not shared ones.

Eligible marital categories include married (विवाहित), widowed (विधवा), divorced (घटस्फोटीत), abandoned (परित्यक्ता), and destitute (निराधार) women. Only one unmarried woman per family can apply under the scheme.

Three eligibility points: outsourced workers, contract workers, and voluntary workers earning up to ₹2.5 lakh a year are eligible — this is confirmed by the Pune District Government portal and the official scheme GR. Daughters-in-law living in Maharashtra whose husbands work in the Gulf or other states qualify if they hold valid Maharashtra residency proof. Women who migrated from other states are also eligible once they obtain a valid Maharashtra domicile certificate.

अपात्रता (Ineligible Women) — Who Does NOT Qualify

You cannot apply if any family member is a regular or permanent government employee, an income tax filer, a government pensioner, a current or former MP/MLA, or a board member/director in a government undertaking. Families owning a four-wheeler (tractors excluded) are also excluded. Women already receiving ₹1,500 or more per month from another government welfare scheme are not eligible — and women receiving ₹1,000 under Namo Shetkari Mahasanman Nidhi get only ₹500 here, so the combined benefit stays at ₹1,500. Joint account holders must open an individual account in their own name before applying.

The most misunderstood rule: if your husband, father, or son works as a contract or outsourced employee inside a government department but is not on the permanent payroll, you remain eligible. Thousands of women have been wrongly suspended over this confusion — keep your family member’s appointment letter ready as proof.

Required Documents for Ladki Bahin Yojana — आवश्यक कागदपत्रे

Every applicant must submit six core documents: Aadhaar card (identity), bank passbook first page showing an individual savings account in her own name, an income certificate issued by a competent authority showing family income at or below ₹2.5 lakh, a residence proof (Maharashtra domicile certificate or ration card), a passport-size photograph, and an age proof such as a birth certificate or school leaving certificate.

The Hamipatra / Swayam Ghoshnapatra (हमीपत्र — self-declaration form) is free to download directly from ladakibahin.maharashtra.gov.in. No agent, no Setu centre, and no middleman should ever charge you for this form. If anyone demands money, report it to the helpline 181.

Special situations need extra paperwork: widows must attach the husband’s death certificate, divorced women need court separation papers, and women married into Maharashtra from another state should attach the husband’s residence proof.

Important exemption: women holding Yellow or Orange ration cards (Antyodaya / BPL category) do not need a separate income certificate — the ration card itself is treated as income proof under the scheme rules.

Upload checklist: scanned files must be in JPEG or PDF format and under 50 KB each. Blurred or oversized scans are the single biggest cause of application rejection — scan in good light, crop tightly, and check the file size before uploading.

How to Apply for Ladki Bahin Yojana Online — Step-by-Step Guide

The first official application window for Mukhyamantri Majhi Ladki Bahin Yojana closed on 15 October 2024, and as of April 2026 the portal is not accepting fresh registrations — only eKYC, corrections, and reactivations. Watch ladakibahin.maharashtra.gov.in for any new round announced by the WCD Department. The steps below describe the official online process for when registration reopens, and remain accurate for women whose applications were submitted earlier and are now navigating the portal for status checks or corrections.

Online Application Process (Official Portal)

• Open the portal — Go to ladakibahin.maharashtra.gov.in and click Applicant Login (अर्जदार लॉगिन).

• Create your account — Click Create Account and enter your name exactly as printed on Aadhaar, your 10-digit mobile number, district, taluka, village, and a password (case-sensitive — write it down).

• Verify mobile — Enter the OTP sent to your mobile and confirm.
• Log in and start the form — Return to the login page and click Application of Mukhyamantri Majhi Ladki Bahin Yojana.
• Aadhaar authentication — Enter your 12-digit Aadhaar number and verify through OTP.
• Fill the form and upload documents — Complete the personal details, upload each document under 50 KB in JPEG or PDF format, and accept the Hamipatra (self-declaration).
• Submit and save your Application ID — On submission, your ID arrives by SMS. Save it. Real IDs follow two formats: NYS-XXXXX-XX (Nari Shakti Doot app submissions) and MUBO followed by a number (portal/offline submissions).

The approval SMS you will receive looks like this:

Your application no [YOUR ID] for MMLBY has approved. — WCD, GOM — MAHGOV

If this message arrives, your name is on the beneficiary list and the next disbursement will hit your Aadhaar-linked bank account. Save the SMS as proof.

Nari Shakti Doot App — Mobile Apply Option

Download the official Nari Shakti Doot app from the Google Play Store. The flow mirrors the website but is built for low-end Android phones and works well on slow rural connections. Recommended for women without home internet, since the app is lighter than the portal in a mobile browser.

Offline Application — Government Centres

If you cannot apply online, visit your Anganwadi centre, Gram Panchayat, Taluka office, CSC, or Municipal Corporation ward office. Collect the printed form, fill it in block letters in Marathi or English, attach photocopies of all required documents, and submit it to the officer in charge. Always collect the acknowledgement receipt with your application number before leaving — without it, you cannot track your status.

Application is 100% free. No middleman, agent, or operator is authorised to charge a fee at any stage. If anyone demands money for the form, the eKYC, or “fast-tracking” your application, report them at the toll-free helpline 181 with their name and location.

Ladki Bahin Yojana eKYC — How to Complete, Fix Errors & Check Status

If your ₹1,500 stopped coming, incomplete or incorrect eKYC is almost certainly the reason. Around 68 lakh accounts were closed on 31 March 2026 for missing eKYC, and Minister Aditi Tatkare extended the deadline to 30 April 2026 to give those women one final window. Read this section carefully — it walks through the exact link, the process, the silent mistake that suspended 24 lakh women, and what each error message actually means.

eKYC Link Online — Direct Access

Official eKYC link: ladakibahin.maharashtra.gov.in/ekyc

You do not need a portal login or password to complete eKYC. All you need is your 12-digit Aadhaar number and the mobile number linked to your Aadhaar. Many women waste hours trying to log in first and getting locked out — skip the login page entirely and open the eKYC URL directly.

Step-by-Step eKYC Process (Online OTP Method)

• Open ladakibahin.maharashtra.gov.in/ekyc in any browser.
• Enter your 12-digit Aadhaar number and the captcha code shown on screen.
• Tick मी सहमत आहे (I agree) and click ओटीपी पाठवा (Send OTP).

• Enter the 6-digit OTP sent to your Aadhaar-linked mobile and click Validate.
• Enter your father’s or husband’s Aadhaar number, verify with the OTP sent to their registered mobile.
• Read A.S. No. 1 and A.S. No. 2 declarations carefully (see warning below) and select your caste category.
• Tick the final declaration box and submit. Wait for the green “Ladki Bahin eKYC Successfully Completed” message and save a screenshot.

The A.S. No. 1 Question — The Silent Mistake That Blocked 24 Lakh Women

The Marathi declaration A.S. No. 1 reads roughly: “Tumchya gharatle koni sarkari nokrit nahi na?” — “No one in your family works for the government, right?”

Read it twice. The question is phrased in the negative, asking you to confirm that nobody in your family is a permanent government employee. Around 24 lakh women misread it and ticked the wrong option, and their accounts were flagged as government-employee households. After re-verification, nearly 20 lakh of those were found genuinely eligible.

If this happened to you, you do not need to reapply from scratch. Open the same eKYC link, complete the process again with the correct answer, and submit before 30 April 2026. Your account will be reactivated and pending installments processed in the next cycle.

eKYC Error Messages — What Each One Means and What to Do

Error Message	What It Means	What to Do
हा आधार क्रमांक यादीत नाही	Your Aadhaar is not in the beneficiary database	Call 181 with your Application ID and Aadhaar — do NOT reapply
OTP not received	Mobile is not linked to your Aadhaar	Visit a CSC or Aadhaar centre for biometric eKYC — online not possible
Invalid OTP	Mobile-Aadhaar link may be inactive	Wait 10 minutes, retry. If it repeats, visit a Maha e-Seva Kendra
eKYC already completed	Your profile is verified	No action needed — wait for the next disbursement
Name mismatch	Name on ration card differs from Aadhaar	Visit your Anganwadi Sevika — she has a Correction Module in the Nari Shakti Doot app
Account suspended	Incomplete eKYC or wrong A.S. No. 1 answer	Redo eKYC at ladakibahin.maharashtra.gov.in/ekyc before 30 April 2026

Offline eKYC — When Online Does Not Work

If your mobile is not linked to Aadhaar, the biometric (offline) method is your only option. Visit your nearest CSC centre, Setu Suvidha Kendra, or Anganwadi Sevika equipped with a biometric device. Carry your Aadhaar card. The process takes about 10 minutes. This route is recommended for tribal districts like Dhule and Nandurbar, where mobile network problems make OTP delivery unreliable.

Why Your Payment Did Not Arrive — The NPCI Mapping Problem Nobody Explains

Your eKYC can be complete, your application can show Approved, and your payment status can show Disbursed — and your bank account can still show zero. This happens because Aadhaar–bank linking and NPCI DBT mapping are two completely different things, and most women are never told the difference.

Here is what actually happens when ₹1,500 leaves the government and reaches you:

1. Maharashtra State Treasury releases the funds
2. → WCD Department processes the disbursement file
3. → DBT Portal (ladakibahin.maharashtra.gov.in) marks your status as Disbursed
4. → NPCI Mapper (the central NPCI database) looks up which bank account is tagged to your Aadhaar for government payments
5. → Your Aadhaar-seeded bank branch receives the credit
6. → Money lands in your individual savings account

Aadhaar seeding (the bank linking your Aadhaar at account opening) is Step 1. NPCI DBT mapping — explicitly telling the system this account should receive government scheme money — is a separate Step 2. Most banks complete Step 1 automatically. Step 2 needs you to walk in and ask for it.

If your status shows Disbursed but the money has not reached you:

• Check your Aadhaar–bank seeding status at uidai.gov.in under My Aadhaar → Bank Seeding Status

• If it shows Inactive or Not Available, visit your bank branch in person
• Ask for the “Aadhaar Seeding and DBT Linkage Form” (also called Annexure I)
• Tell the clerk plainly: “Mujhe NPCI mapping DBT-enabled karni hai”
• Wait 48–72 hours, then check your passbook or SMS alerts

When you see “MAHABAHIN” or “DBT MMLBY” in your bank statement or SMS, that is your Ladki Bahin Yojana payment. Many women do not recognise the narration and assume the money never came — it did. Save the SMS as proof.

One more trap: the DBT system does not pay into joint accounts. If you used a joint account when applying, open a fresh individual account in your own name, get NPCI mapping done at the new account, and update the bank details on the portal or through your Anganwadi Sevika.

Ladki Bahin Yojana Status Check — How to Know Where Your Application Stands

How to Check Application and Payment Status — Login Method

1. Open ladakibahin.maharashtra.gov.in
2. Click Applicant Login (अर्जदार लॉगिन)
3. Enter your registered mobile number, your case-sensitive password, and the captcha
4. From the dashboard, click Applications Made Earlier (यापूर्वी केलेले अर्ज)
5. Find your application in the list and read the Status column

Status	What It Means	What You Should Do
Pending (प्रलंबित)	Under review at Ward / Taluka level	No action — check again after a week
Approved (मंजूर)	Eligibility confirmed; you are in the disbursement queue	Wait for the next payment cycle
Disbursed (वितरित)	Government has released the money to your bank	If not received, fix NPCI mapping (see section above)
Rejected (नामंजूर)	Document or income certificate problem	Click View Reason, correct the error, appeal via 181
Suspended (निलंबित)	Account paused — usually incomplete eKYC	Complete eKYC at ladakibahin.maharashtra.gov.in/ekyc before 30 April 2026

How to Check the Beneficiary List — Name Verification (यादीत नाव तपासा)

There is no downloadable PDF beneficiary list on the official portal. Anyone offering one is unofficial. The simplest verification trick is this — go to ladakibahin.maharashtra.gov.in/ekyc and enter your Aadhaar number. If the portal sends an OTP, your name is on the list. If you see “हा आधार क्रमांक यादीत नाही”, your name is not in the database — call 181 with your Application ID.

If you have no internet access, visit your Gram Panchayat office or Setu Suvidha Kendra with your Aadhaar card; they can look up your status on their official terminal.

Ladki Bahin Yojana Installment Date 2026 — All Payments Tracked

Payments under Mukhyamantri Majhi Ladki Bahin Yojana are typically released between the 5th and 10th of each month through DBT, though the actual date often shifts to align with festivals (the August 2024 first installment was timed with Raksha Bandhan, the October 2024 round with Diwali). When verification or election cycles cause delays, two months get clubbed into one combined transfer — this has happened five times so far.

Installment	Month(s)	Release Date	Amount	Notes
1st + 2nd	Jul + Aug 2024	17 Aug 2024	₹3,000	First-ever disbursement; combined
3rd	Sep 2024	29 Sep 2024	₹1,500	Released
4th + 5th	Oct + Nov 2024	Oct 2024	₹3,000	Combined; Diwali timing
6th	Dec 2024	Dec 2024	₹1,500	Released
7th	Jan 2025	24–26 Jan 2025	₹1,500	Republic Day cycle
8th + 9th	Feb + Mar 2025	8 Mar 2025	₹3,000	Combined; International Women’s Day
10th	Apr 2025	2 May 2025	₹1,500	Released
11th	May 2025	Jun 2025	₹1,500	Released
12th	Jun 2025	Jul 2025	₹1,500	Released
13th	Jul 2025	9 Aug 2025	₹1,500	Raksha Bandhan timing
14th–15th	Aug–Sep 2025	Sep–Oct 2025	₹1,500 each	Released around Ganesh Chaturthi cycle
16th–18th	Oct 2025 – Jan 2026	Routine	₹1,500 each	Some delayed by municipal election code of conduct
Feb + Mar + Apr 2026	Feb–Apr 2026	After eKYC completion	₹4,500 combined	Released only after eKYC is completed by 30 April 2026

April 2026 update: Women who finish eKYC before the 30 April 2026 deadline will receive a combined ₹4,500 transfer covering February, March, and April installments. Reporting on the exact disbursement schedule is still developing as the WCD Department finishes verifying the 68 lakh suspended accounts.

Official Portal, Login & Important Links — सरकारी लिंक्स

Resource	Link / Source
Official scheme portal	ladakibahin.maharashtra.gov.in
eKYC link (no login needed)	ladakibahin.maharashtra.gov.in/ekyc
Applicant login	ladakibahin.maharashtra.gov.in/sign-in
Government Resolutions (GR)	gr.maharashtra.gov.in
Aadhaar–bank seeding check	uidai.gov.in → My Aadhaar → Bank Seeding Status
Aaple Sarkar grievance portal	grievances.maharashtra.gov.in
Nari Shakti Doot app	Google Play Store → search Nari Shakti Doot

Fake Websites and Scam Warning — Know Before You Click (फेक वेबसाइट्स आणि धोका)

Several patterns are being used to defraud Ladki Bahin Yojana applicants. Read these once and you will recognise every common trick:

• The application is 100% free at every stage. No agent, CSC operator, Setu centre, or Anganwadi worker is authorised to charge a fee for the form, the eKYC, or the Hamipatra. If anyone demands money, they are committing fraud.
• No government officer will ever call or WhatsApp you asking for your Aadhaar OTP. Sharing an OTP is identity theft — disconnect the call immediately.
• WhatsApp links claiming to be eKYC portals are fake. The only working eKYC URL is ladakibahin.maharashtra.gov.in/ekyc. Check the spelling letter by letter — fake sites use lookalikes such as ladkibahin (missing “a”), .in without maharashtra.gov, or .org / .com domains.
• Report scheme-related fraud at the toll-free helpline 181.
• Report online cyber fraud at cybercrime.gov.in or call 1930.

Grievance, Complaint & Helpline — तक्रार आणि मदत

Use the table below to find the right channel for your specific issue. Going to the wrong office wastes a day — going to the right one usually solves the problem on the spot.

Your Problem	Where to Go / What to Do
Status shows Disbursed but money not received	Visit your bank branch, ask for the Aadhaar Seeding & DBT Linkage Form (Annexure I), get NPCI mapping done
eKYC error or rejection	Call 181 with your Aadhaar number and Application ID ready
Account suspended	Complete eKYC at ladakibahin.maharashtra.gov.in/ekyc before 30 April 2026
Application rejected	Log in to the portal → click View on the rejection → visit your local WCD office for appeal
Need to change bank account details	Visit your Anganwadi Sevika or update through the portal login
Want to file a formal written complaint	Go to grievances.maharashtra.gov.in → select Women & Child Development → Ladki Bahin Yojana → upload evidence → save the Reference ID

Helpline numbers:

• 181 — Women’s helpline (toll-free, 24/7) — for all scheme issues
• 1800-120-8040 — CM Maharashtra helpline (general welfare queries)
• WCD Department address: 3rd Floor, New Administrative Building, Madame Cama Road, Hutatma Rajguru Chowk, Mumbai – 400032

Linked Benefits — Additional Schemes for Ladki Bahin Beneficiaries

Scheme	What You Get	How to Claim
Mukhyamantri Annapurna Yojana (LPG)	3 free LPG cylinder refills per year. The state reimburses the full ₹830 cylinder cost (₹300 from Centre under PMUY, ₹530 from the state) through your oil company → bank account. Around 52 lakh women qualify.	No separate application needed if you are already an Active Ladki Bahin beneficiary and your gas connection is in your name (per the GR dated 30 July 2024).
Pink E-Rickshaw Scheme	Subsidised pink e-rickshaws for women, planned for rollout across 17 cities in Maharashtra in phases. Priority is given to Ladki Bahin beneficiaries with a valid driving licence.	Separate application through the Maharashtra Transport Department once registration opens in your city.
Gharkul Yojana (Housing)	State housing assistance — not automatically linked to Ladki Bahin Yojana, despite common confusion.	Separate application via the Rural Development / PMAY-G channel.

Frequently Asked Questions — सतत विचारले जाणारे प्रश्न